TERMS OF USE

Binding Effect

This is a binding agreement. By using this Internet site (the “Website” or “Site”) or any services provided in connection with the Site (the “Service”), you agree to abide by these Terms of Use, as they may be amended by The McDaniel Mortgage Group (“Company”) from time to time in its sole discretion. Company will post a notice on the Site any time these Terms of Use have been changed or otherwise updated. It is your responsibility to review these Terms of Use periodically, and if at any time you find these Terms of Use unacceptable, you must immediately leave the Site and cease all use of the Service and the Site.

YOU AGREE THAT BY USING THE SERVICE YOU REPRESENT THAT YOU ARE AT LEAST 18 YEARS OLD AND THAT YOU ARE LEGALLY ABLE TO ENTER INTO THIS AGREEMENT.

Privacy Policy

Company respects your privacy and permits you to control the treatment of your personal information. A complete statement of The McDaniel Mortgage Group’s current privacy policy can be found by clicking here. The McDaniel Mortgage Group’s privacy policy is expressly incorporated into this Agreement by this reference.

When you are required to open an account to use or access the Site or Service, you must complete the registration process by providing the complete and accurate information requested on the registration form. You will also be asked to provide a user name and password. You are entirely responsible for maintaining the confidentiality of your password.

You may not use the account, username, or password of someone else at any time. You agree to notify Company immediately on any unauthorized use of your account, user name, or password. Company shall not be liable for any loss that you incur as a result of someone else using your password, either with or without your knowledge. You may be held liable for any losses incurred by Company, its affiliates, officers, directors, employees, consultants, agents, and representatives due to someone else’s use of your account or password.

Use of Software

Company may make certain software available to you from the Site. If you download software from the Site, the software, including all files and images contained in or generated by the software, and accompanying data (collectively, “Software”) are deemed to be licensed to you by Company, for your personal, noncommercial, home use only.

Company does not transfer either the title or the intellectual property rights to the Software, and Company retains full and complete title to the Software as well as all intellectual property rights therein. You may not sell, redistribute, or reproduce the Software, nor may you decompile, reverse-engineer, disassemble, or otherwise convert the Software to a human-perceivable form.

All trademarks and logos are owned by Company or its licensors/business partners and you may not copy or use them in any manner.

User Content

You grant Company a license to use the materials you post to the Site or Service.

By posting, downloading, displaying, performing, transmitting, or otherwise distributing information or other content (“User Content”) to the Site or Service, you are granting Company, its affiliates, officers, directors, employees, consultants, agents, and representatives a license to use User Content in connection with the operation of the business of Company, including without limitation, a right to copy, distribute, transmit, publicly display, publicly perform, reproduce, edit, translate, and reformat User Content.

You will not be compensated for any User Content.

By posting User Content on the Site or Service, you warrant and represent that you own the rights to the User Content or are otherwise authorized to post, distribute, display, perform, transmit, or otherwise distribute User Content.

Website Content

This website may provide general information about our products and services. Your eligibility for particular products and services is subject to our final determination, restrictions, and acceptance. You agree to accept our final determination and conditions.

We may discontinue or make changes to the information, products, licenses, or services described on this website at any time. Any dated information is published as of its publication date only.

We reserve the right to terminate any or all offerings without prior notice.

This website may contain links to third-party websites which we do not own or control but which are provided for your convenience. If you visit a link to another website, you do so at your own risk subject to the terms and conditions established by the operator of that website.

Although we try to provide accurate and timely information on this website, there may be inadvertent inaccuracies and typographical errors. For these reasons we cannot warrant the accuracy, completeness, or timeliness of the information.

Compliance with Intellectual Property Laws

When accessing the Site or using the Service, you agree to obey the law and respect the intellectual property rights of others.

You agree not to upload, download, display, perform, transmit, or otherwise distribute any content in violation of any third-party copyrights, trademarks, or other intellectual property rights.

This website’s content, including but not limited to all sounds, images, icons, text, software, logos, expressions, and ideas, is copyrighted and protected by U.S. and worldwide copyright laws.

You are not authorized to post or transmit any unlawful, threatening, defamatory, obscene, or otherwise illegal material.

You may print a copy of information contained on this website only for your personal use.

Inappropriate Content

You agree not to upload, download, display, perform, transmit, or otherwise distribute any content that:

is libelous, defamatory, obscene, pornographic, abusive, or threatening
advocates conduct that could constitute a criminal offense or civil liability
advertises or solicits funds or goods/services

Company reserves the right to terminate your use of the Service and delete such material from its servers.

Copyright Infringement

Company has procedures regarding allegations of copyright infringement occurring on the Site or Service. Company has adopted a policy providing for immediate suspension or termination of users who infringe intellectual property rights.

If you believe your copyright has been violated you must provide Company with information including:

a signature of the copyright owner or authorized agent
identification of the copyrighted work
identification of the infringing material
contact information
a statement of good faith belief that the use is unauthorized
a statement under penalty of perjury that the information is accurate

For notification, contact:

The McDaniel Mortgage Group
Dallas, TX 75251
12770 Coit Rd., Suite 1220
(972) 322-4472
info@hometownlend.com

Alleged Violations

Company reserves the right to terminate your use of the Service and/or the Site.

To ensure a high-quality experience, Company may access your account and records to investigate complaints or allegations of abuse or infringement.

Company may terminate your access immediately without notice if it believes you have violated these Terms.

Accessing the Website

You acknowledge that you are responsible for obtaining and maintaining all equipment and services needed to access the website.

The website may occasionally be unavailable due to maintenance, technical failures, or other issues.

Company shall not be responsible for losses or damages resulting from website unavailability.

We may deny access to the website at any time without prior notice.

SMS Consent

Providing your telephone contact information means you consent to receive SMS communications from The McDaniel Mortgage Group regarding your account, application, loan, or closing.

To unsubscribe, reply with STOP, END, CANCEL, UNSUBSCRIBE, or QUIT or call 855-620-0238.

Message frequency varies and standard messaging rates may apply.

Prohibited Uses

You are prohibited from attempting to violate security features of the Site including:

accessing unauthorized data
probing system vulnerabilities
interfering with service via viruses, spam, or flooding
sending unsolicited promotional emails
attempting to reverse-engineer the Site

Violations may result in civil or criminal liability.

Your Information

By submitting information to the Site you grant The McDaniel Mortgage Group, its affiliates, and vendors permission to use that information to fulfill your request for services as described in our privacy policy.

Affiliated Sites

Company has no control over third-party websites and assumes no responsibility for their content or accuracy.

Linking

This website may provide links to other websites for convenience. The McDaniel Mortgage Group does not endorse or control these websites and is not responsible for their content.

No Warranties

THE MC DANIEL MORTGAGE GROUP HEREBY DISCLAIMS ALL WARRANTIES.

The Site is provided “AS IS” without warranty of any kind. You assume all risk from use of the Site.

Limited Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE MC DANIEL MORTGAGE GROUP SHALL NOT BE LIABLE FOR ANY DAMAGES ARISING FROM YOUR USE OR INABILITY TO USE THIS WEBSITE.

Indemnification

You agree to indemnify and hold harmless The McDaniel Mortgage Group, its affiliates, officers, directors, employees, consultants, agents, and representatives from any claims, losses, or damages resulting from your use of the Site or violation of these Terms.

Other Terms & Conditions

Equal Opportunity Employer

The Company is an equal opportunity employer.

Copyright

Governing Law

These Terms shall be governed by the laws of the United States and the State of New Jersey. Any disputes shall be handled exclusively in the courts located in Essex County, New Jersey.

Severability; Waiver

If any provision is found unenforceable, all other provisions shall remain in effect.

No License

Nothing on this Site grants you a license to use any trademarks or logos owned by The McDaniel Mortgage Group or any third party.

Modifications

Company may revise these Terms at any time without prior notice. Changes become effective immediately when posted on the Site.

By continuing to use the Site, you agree to be bound by the updated Terms.

Last Updated: April 2021