Agreement and Parties

The McDaniel Mortgage Group (“Company,” “The McDaniel Mortgage Group,” “us,” or “we”) respects the privacy of visitors to the website (“website” or “site”) and of our clients. This privacy policy (“privacy policy” or “policy”) is an agreement between Company and you, as the user of the website (“you”). This agreement explains when this policy is effective, what information we collect from you, how we might use it, how you can review or change the personal information you provided to us, how we may change this policy, and the steps we take to ensure that your personal information is protected. We take your privacy very seriously and understand that your privacy is important.

By continuing to use the Website, you agree to this Privacy Policy and the collection, use, disclosure, and storage of your personal information as described herein. If you do not agree to this policy, you may not use our website.

Agreement to Terms

All activities in which you may engage on this website are voluntary. You are not required to provide any personal information unless you choose to access features on this site which require it. If you do not agree with the terms of this policy or other terms of use on this website, you should immediately exit the site. If you do not agree with the terms of our privacy policy and our terms of use posted at https://MMGLending.com/privacy-policy and https://MMGLending.com/terms-of-use, please do not provide personal information and leave this website. The terms of use of this site are expressly incorporated herein by reference and made a part of this policy. By using the website, you signify that you agree to the terms of this privacy policy as well as our terms of use.

Effective Date of and Changes to Privacy Policy

This privacy policy is effective as of April 1, 2021, and will remain in effect except for provisions changed in the future, in which case changes will become effective on the date they are posted on the website or we otherwise notify you. We reserve the right to change this privacy policy at any time. Changes, modifications, additions, or deletions will be effective immediately upon posting. You should check this policy periodically as its terms may change. Your continued use of the site after any modifications constitutes acknowledgment of the modified policy and agreement to abide by it.

Information We Collect

When you use the Website, we may collect personal information such as your name, address, Social Security number, telephone number, email address, asset information, income information, or any other information you submit on applications or other forms made available through the Website. We collect this information when you request a rate quote, begin an application, or make an inquiry.

We may also collect personal information from third-party sources, which we may combine with information you provide or previously collected. For example, information from a social media service if you log in via a social media account. All such information is subject to the terms of this policy.

We also automatically collect certain information related to your activities on the Website, such as your IP address, internet browser and operating system type, date and time of your visit, and referring website (“Additional Information”). We may use this Additional Information, which is not unique to you personally, for marketing and data research purposes.

Disclaimers

This privacy policy does not extend to anything inherent in the operation of the Internet and beyond the Company’s control, and is not applied contrary to applicable law. This policy applies only to information collected through this site.

Cookies and Other Tracking Technologies

Our Website uses cookies and other tracking technologies, such as web beacons (pixel tags). These may collect your personal information to monitor usage, customize content, serve ads, evaluate advertising effectiveness, identify website issues, improve the site, analyze traffic, monitor security, and gauge communication effectiveness. You may adjust your browser settings to reject cookies, though some website functions may be limited.

Tracking

Our first-party cookies do not track users over time and across third-party websites. Third-party cookies may track users for targeted ads on other sites. Opting out does not guarantee absence of ads elsewhere.

How We Use Collected Information

We use personal and anonymous information to:

• Complete and fulfill loan applications

• Respond to and fulfill requests

• Support marketing efforts

• Conduct business analysis and product development

• Improve the Website and analytics

• Any other purpose you consent to

Sharing and Disclosure of Personal Information

We share personal information only as described in this Privacy Policy, including:

• Vendors providing verification or document services

• The McDaniel Mortgage Group-affiliated businesses offering relevant products or services

• With your consent

• When necessary to protect our rights or safety

• As required by law

We limit shared information to what service providers need, requiring security and confidentiality measures.

In corporate transactions (mergers, sales, reorganizations, etc.), personal information may be transferred to relevant parties.

Third Parties

We do not sell, trade, or transfer personal information beyond what is described here. Service partners may process your information to operate the site or deliver services. Their use is governed by their own privacy policies.

Links to Third Parties

Links to third-party websites are provided for convenience. This policy does not apply to them. Visits to such sites are at your own risk.

Use of Social Media Tools

If you use social media logins, you allow us access to your personal information. Please review the privacy policies of those platforms.

How We Protect Personal Information

The McDaniel Mortgage Group uses reasonable technical, administrative, and physical safeguards to protect information, including encryption for transmission. However, no online transmission is completely secure.

No Use of This Site by Persons Under 18

This site is intended for persons 18 and older. Personal registration by those under 18 will not be accepted.

Access to and Control Over Information

You may request to see, correct, or delete data, opt out of marketing, or raise concerns by contacting us.

Updates to this Privacy Policy

We may update this policy at any time; changes are effective immediately upon posting. Continued use constitutes consent.

Your Rights under the California Consumer Privacy Act (CCPA)

You may:

• Request details about personal information collected

• Opt out of sale of personal information

• Request deletion of personal information (subject to exclusions)

Submit requests via:
Phone: (214) 435-1988
Email: Matt@MMGLending.com

Deleting or Modifying Personal Information

You may cancel registration or opt out of emails at any time.

Viruses and Legal Disclaimer

We assume no responsibility for viruses or third-party infringements that may occur from use of this website.

Update Your Contact Information

Promptly update your information whenever it changes.

Questions or Comments

Email: Matt@MMGLending.com
Mail: Attn: Privacy Compliance Officer, 5050 Quorum Dr, Ste 600, Dallas, TX 75254

© 2020 The McDaniel Mortgage Group. All rights reserved.

Contact Details:

• Location: 5050 Quorum Dr, Ste 600, Dallas, TX 75254

• Phone: (214) 435-1988

• Email: Matt@MMGLending.com